hyperswitchAn open source payments switch written in Rust to make payments fast, reliable and affordable

Hyperswitch

Hyperswitch is an open-source payments switch built in Rust that enables businesses to process payments faster, more reliably, and at lower costs. It provides a composable, modular payments infrastructure that integrates seamlessly with existing payment stacks without vendor lock-in.

Key Features

• Intelligent Routing: Automatically route transactions to the payment service provider with the highest predicted authorization rate, maximizing first-attempt success rates
• Modular Architecture: Pick and integrate only the payment modules you need—vault, reconciliation, revenue recovery, cost observability, and more
• Revenue Recovery: Combat passive churn with intelligent retry strategies customized by card bin, region, payment method, and other parameters
• PCI-Compliant Vault: Securely store and manage cards, tokens, wallets, and bank credentials in a unified repository
• Advanced Reconciliation: Automate 2-way and 3-way reconciliation with backdated support and customizable scheduling
• Alternate Payment Methods: Support PayPal, Apple Pay, Google Pay, BNPL providers, and bank transfer options through drop-in widgets

Use Cases

• E-commerce Platforms: Maximize payment conversion rates through intelligent routing and comprehensive payment method support
• Subscription Businesses: Reduce revenue loss from failed recurring payments using advanced retry logic and failure recovery
• Fintech Applications: Build payment infrastructure with security, compliance, and flexibility without relying on proprietary payment gateways
• Global Payment Networks: Process multi-currency, multi-region payments with optimized routing and cost transparency

Who Is It For

Hyperswitch is designed for developers, fintech companies, payment processors, and enterprises that need a flexible, high-performance, open-source alternative to proprietary payment infrastructure. It's ideal for teams seeking control, transparency, and the ability to customize their payment stack.